Personal Injury Lawyer
If you are finding that money is being taken out of your paychecks, then you may be experiencing wage garnishment. The top bankruptcy lawyers understand how much wage garnishment can affect your families and will work aggressively to help put the law back on your side. Lawyers will examine your case and, together, decide the best plan of action to help your future.
Understanding Wage Garnishment
Wage garnishment is when debt collectors have the ability to take payment directly from your bank account or paycheck. Typically, this is the last resort for debt collectors that have tried other methods and sent notices to receive payment for bills. Once wage garnishment is taking place, not only has your credit score dropped but now your budget is being hindered as well. Even though wage garnishments is a legal proceeding confirmed by a judge, you still have legal rights. A lawyer can understand the legal aspects of wage garnishments and will work diligently to protect your rights.
Different Types of Wage Garnishments
Our knowledgeable lawyers may explain that there are several reasons why you may be experiencing wage garnishment. This type of consequence is usually done when an employee is far behind on their debts. The type of debts that may be repaid via wage garnishment include:
- Unpaid child support
- Alimony
- Bankruptcy debts
- Defaulted student loan payments
- Consumer debt such as rent, medical bills or unpaid personal credit card
- Non-tax related debts to government organizations
- Unpaid local, state and federal taxes
Your Rights
If your wages are being garnished due to high debts, you still have certain rights, and may be able to challenge the amount you owe, or discuss a payment plan with the creditor. Our lawyers will provide legal guidance and help you make the proper choice every step of the way. Some factors an attorney may help with include:
- Provide legal guidance if your employee is threatening to fire you because of the wage garnishment.
- Handle paperwork pertaining to the wages being taken away and other legal matters.
- Protecting you from further difficulties with creditors.
- Make sure the creditors are not taking more than they are permitted to take per paycheck.
In some cases, you may feel that you have a solid case and may want to fight against the wage garnishment. In this situation, you may want to seek the legal advice of a seasoned bankruptcy lawyer that can work with you in the fight to maintain your hard earned wages.
Get the Help you Deserve
Even if wage garnishment is taking place in your life, it is not the end. There are options and different legal paths you can take that may help to eliminate or reduce the garnishment. If you are struggling financially and need legal guidance call workers comp lawyers Milwaukee, WI trusts today.
Thank you to our friends and contributors at Hickey & Turim, SC for their insight into wage garnishment.