It can happen in an instant, and it’s never expected. Hit and run accidents often cause property damage and injuries. These accidents can be confusing and scary, which is why a car accident lawyer is going to share:
- What a hit and run accident is
- Whether insurance covers hit and run injuries
- The steps you should take after a hit and run
Our hope is that by writing this blog, you’ll be able to take some of the concern if you’re involved in a hit and run accident.
What Is A Hit And Run Accident?
A hit and run accident occurs when someone in a vehicle that impacts property or another vehicle. Instead of stopping to exchange information necessary for an insurance claim, the person drives away in the hopes of not getting caught.
There could be many reasons that make someone think fleeing the scene of an accident is the right idea. However, it is against the law to not stop at the scene of an accident. Often, these accidents involve a vehicle that doesn’t have insurance coverage.
Will Your Insurance Cover it?
If someone leaves an accident scene, they may or may not have insurance. If you’re wondering whether your own insurance will cover the damage and any injuries you suffered, the answer is maybe. However, if the other driver didn’t have insurance, you may need to use underinsured/uninsured insurance coverage. Take some time to review your policy now or call your insurance company to find out whether you have the proper insurance for such a situation. If you don’t have underinsured/uninsured coverage, add it to your policy for protection.
Steps To Take After A Hit And Run
If you are the victim or survivor of a hit and run, take these steps directly after the accident as shared by our friends at Herschensohn Law Firm, PLLC:
- Stop. Don’t follow the other driver. It could easily turn into a dangerous situation.
- Call 911 to dispatch first responders. If you’re seriously injured, you can receive medical assistance. Responding law enforcement will investigate the accident scene and provide you with a report number.
- Get medical care. If you’re not seriously injured, you may not want to use the ambulance or go to the emergency room. You may decide to visit urgent care or attend an appointment with your primary care doctor. Follow their recommendations.
- Set up a consultation with an accident attorney. They may be able to work with the insurance company on your behalf. Set the consultation for as soon as possible. This may help you protect valuable legal rights that you may have.
If you have been involved in a hit and run accident, know that you do not have to struggle through it alone. Experienced legal professionals can help you work with the law and insurance companies surrounding this issue so that you get the compensation you deserve and can return back to your normal life. Don’t wait, contact an attorney near you for help immediately.